For Your Business
D&O Insurance
Financial Protection for Executives and Decision-Makers
Ensure peace of mind for your company’s executives with D&O Insurance (Directors & Officers Liability Insurance). This coverage protects directors, board members, and senior officers from financial risks arising from legal actions related to their business decisions.
At BKS, we help your company find the best protection for its leadership, providing customized coverage and expert support.
What is D&O Insurance?
Directors & Officers Liability Insurance (D&O Insurance) provides financial protection for company executives who may face legal action due to decisions made in their professional roles.
Without D&O Insurance, executives could be held personally liable, risking their own assets even when acting on behalf of the company.
This insurance is essential to shield personal assets from lawsuits related to:
- Mismanagement claims
Decisions that negatively impact the company. - Fraud or misconduct allegations
Accusations of financial irregularities. - Regulatory violations
Non-compliance with industry rules and standards. - Discrimination or workplace misconduct claims
Legal action related to harassment, unfair treatment, or labor disputes. - Shareholder and investor disputes
Allegations of financial mismanagement or poor governance.
Benefits of D&O Insurance
Beyond financial coverage for lawsuits, D&O Insurance often includes additional risk management services, such as:
Publicly Traded
Companies
Ensuring adherence to legal and industry standards.
Internal Policy
Review
Reducing vulnerabilities that could lead to lawsuits.
Legal Defense
Support
Coverage for attorney fees and expert legal assistance.
Personal Asset
Protection
Ensuring that directors and officers are not personally liable for legal claims.
By mitigating these risks, D&O Insurance not only protects executives but also strengthens corporate governance and attracts top-tier leadership.
Who Should Consider D&O Insurance?
D&O Insurance is essential for any company that wants to protect its leadership from legal risks. This coverage is particularly valuable for:
- Publicly traded companies, subject to strict shareholder and regulatory oversight.
- Privately held businesses, exposed to lawsuits from creditors, competitors, or employees.
- Startups and high-growth firms, needing to attract top executive talent with financial security.
- Companies with corporate boards, ensuring legal protection for board members.
- Nonprofits and foundations, where directors can also be held liable for governance decisions.
If your company’s executives make critical business decisions, D&O Insurance is a must-have safeguard against legal and financial exposure.
Why Choose BKS?
As an independent insurance brokerage, BKS does not sell insurance directly—we consult and connect you with the best providers on the market.
Expert Consulting
Our team assesses your risks and recommends the best coverage.
Partnerships with Top Insurers
We work with multiple providers to secure the best deals.
Tailored
Plans
Coverage options designed to fit your business.
Simplified
Process
We handle the quoting, policy selection, and claims assistance.
With BKS, you ensure legal security for your executives and protect your company from financial risk.
Business Insurance
Secure Your Company’s Future
At BKS Insurance Brokerage, we help you protect what you’ve built. We work with top-rated insurance providers to offer tailored coverage, based on your company’s profile and industry.