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Car & Real Estate Prepurchase Financing Pool

A Smart and Affordable Way to Buy Without High Interest Rates

If you’re looking to buy a car or property in a planned, cost-effective way without paying excessive interest rates, a Prepurchase Financing Pool is an excellent solution.

With a Car or Real Estate Consortium, you can secure your dream purchase without needing a large upfront investment.

BKS connects you with top consortium administrators, helping you find the perfect plan for your financial goals.

How Does a Prepurchase Financing Pool Work?

A consortium is a no-interest group purchase system, where participants contribute to a common fund. Each month, one or more members are selected through draws or bidding, allowing them to use their credit to purchase their desired asset.

This method lets you plan your purchase strategically, avoid high-interest loans, and still acquire the car or property you want.

Benefits of Joining a Prepurchase Financing Pool

No Interest Fees

Unlike financing, you only pay an administration fee.

Flexible Payment Plans

Options from 24 to 120 months, tailored to your budget.

Two Ways to Be Selected

Monthly draws or bidding to speed up acquisition.

Versatile Credit Use

Available for new and used cars or residential and commercial properties.

Better Bargaining Power

When selected, you receive the full credit amount upfront, allowing better price negotiation.

Safe Financial Planning

Fixed installment amounts with no surprises.

Car Prepurchase
Financing Pool

Looking to upgrade your vehicle or buy your first car without high-interest loans? A Car Prepurchase Financing Pool lets you purchase a new or used vehicle in a financially responsible way.

Why Choose a Car Prepurchase Financing Pool?

  • No interest fees, making monthly payments more affordable.
  • Credit available for new and pre-owned cars.
  • Bid options to speed up the selection process.

Real Estate Prepurchase Financing Pool
(Group Savings Plan)

If you’re planning to buy a home, a commercial property, or invest in real estate, a Real Estate Prepurchase Financing Pool is an excellent way to acquire a high-value asset without high-interest loans.

Benefits of a Real Estate Prepurchase Financing Pool:

  • Flexible plans with terms of up to 120 months.
  • Option to use retirement funds (FGTS equivalent) to boost bids.
  • Credit for purchasing, renovating, or building properties.

Why Choose BKS for Your Prepurchase Financing Pool?

As an independent insurance brokerage, BKS does not sell consortium plans directly—instead, we advise and connect you with the most reliable prepurchase financing pool administrators to ensure you get the best deal.

Expert Consulting

Our team assesses your risks and recommends the best coverage.

Partnerships with Top Insurers

We work with multiple providers to secure the best deals.

Tailored
Plans

Coverage options designed to fit your business.

Simplified
Process

We handle the quoting, policy selection, and claims assistance.

Our mission is to provide transparency, security, and professional guidance, ensuring you make a smart investment when buying your car or property.

Personal Insurance

Protect your future and the ones you love!

Don’t let unexpected events compromise your peace of mind and security. At BKS, we offer a wide range of insurance solutions — from auto and health insurance to home coverage and much more.

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